Welcome to our magazine!… a place where we’ll be serving you delicious updates on our progress, keeping you up to speed with the latest tech, and sharing useful saving tips & life hacks for your finances

We’re all incredibly excited to be a part of Bippit, and the next few weeks are going to be super-busy as we prepare for the public launch of our app.

It’s a big undertaking, but anything worth doing doesn’t come easy!

But before all that awesomeness, I wanted to take a moment to explain to you the reason why we’re building this flipping thing in the first place

If you’ve found your way here, you probably know that Bippit creates automated plans to help us improve our finances, and that you simply connect your existing accounts to the app in order to receive them

What you might not know, is that we’re getting feedback from the FCA (the regulator of financial services in the UK) to eventually offer a full Financial Planning service, where we’ll connect you via video call, voice call, or text, to regulated financial planners, so you can get additional investment, tax, and pension advice whenever you need it

This might sound ambitious, but as you’ll see, it’s incredibly important that we succeed in building a service that’s available to everyone

So rewind to a year ago.

I was working as a Chartered Wealth Manager, when an old Uni friend, who was just starting to earn a healthy salary, got in touch with me on LinkedIn for some advice on their finances

We met for a drink, and the conversation got off to a bad start, when I had to explain that buying cryptocurrency might not be the safest place for this extra cash!

As we got into the nuts and bolts of his situation, it turned out he was actually earning pretty well, but he was also spending pretty well, and his finances were a bit of a mess

For example, he had an expensive credit card balance, and he had enough stashed in his savings account to pay it off immediately… but he “never touched his savings”. (Seriously, wtf!)

So I dealt with some easy wins first, like convincing him to use his savings to pay off the credit card, and then we chatted about investing, the relationship between risk & reward (in particular Bitcoin), and tax wrappers. Eventually, I asked if he’d looked into using a Financial Planner to give him advice and a proper plan for his savings, life goals, and retirement

His reaction was one of surprise & confusion… 

He’d asked me for some tips as a favour, but it had never occurred to him to look into regulated advice

He thought that financial planning was for people that were retiring or had lots of savings and investments already… This is the scene that he was picturing, and for the most part he’s not far off the mark

Here was a guy, who needed guidance and planning for his finances, but young clients like him, without significant savings or investments, aren’t very appealing to Financial Planners.

In fact half of them turn away clients with less than £50,000

So what about the 27m of us in the UK who are yet to build any savings at all? Don’t we deserve some guidance for our finances, to help us pay off debt, build more security, and start investing for our future?

Well, at Bippit we do happen to think that everyone should have access to this sort of service. So, after a hundreds of 1 to 1 interviews, and months of research & testing, we started building an app that creates financial improvement plans for price of a cup of coffee 


It’s a mobile-first service so that your financial plan is with you wherever you go, and there’s no longer any need to sit around a kitchen table, or visit an old office to fill out some forms just so you can get your financial life in order

Your Plan with Bippit gets delivered instantly, and is constantly evolving (not updated once a year), learning from your habits and generating nudges to help you achieve your Financial Goals as soon as possible.

We’ll be launching soon, with plenty of cool stuff also in development, but we also wanted to take this opportunity to share our vision of what the future with Bippit will look like… 

It’s a future where you can get guidance & advice on your entire financial life, on-demand, whenever you need it… and where your pension contributions, saving, investing, ISA subscriptions, credit card payments and everything inbetween can all be optimised and carried out automatically

So we arrive at a situation where making transfers, and managing your finances, is no longer something you do…

It’s something that just happens


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